Bankruptcy Relief

At Battle Law, PLLC, we know that overwhelming debt, foreclosure threats, or the aftermath of an auto accident can feel impossible to manage. Bankruptcy is not the end of your financial life — it is often a powerful tool designed to give people a chance to reset and rebuild.

Handled correctly, bankruptcy can protect your home, preserve your car, discharge or restructure debt, and stop harassment by creditors. And when your debt issues overlap with personal injury claims or foreclosure, you need a law firm that treats your case with the same commitment and intensity we bring to litigation.

Why Consider Bankruptcy?

You may benefit from bankruptcy relief if you are:

Behind on your mortgage and facing foreclosure
Overwhelmed by medical bills after an injury
Burdened with credit card debt you cannot repay
At risk of repossession or vehicle loss
Dealing with judgments, wage garnishments, or liens
Struggling financially after an auto accident

Filing bankruptcy immediately triggers an automatic stay, which halts foreclosure actions, lawsuits, garnishments, repossessions, and collection calls. This pause allows you to regroup and move forward.

Types of Bankruptcy Relief

Chapter 7 – Fresh Start Through Discharge

Often called “liquidation”, Chapter 7 can:

Eliminate unsecured debts like credit cards, payday loans, and medical bills
Stop lawsuits and garnishments
Protect exempt property such as homestead equity, retirement funds, and basic household goods

Eligibility depends on passing a means test. We review your income and assets carefully to determine if Chapter 7 fits your circumstances.

Chapter 13 – Repayment & Reorganization

Chapter 13 provides a repayment plan over 3–5 years, allowing you to:

Catch up on mortgage arrears and prevent foreclosure
Restructure car payments or reduce loan balances to fair market value
Consolidate debt into one manageable payment
Protect cosigners from collection

This chapter is often used in foreclosure defense because it allows homeowners to stay in their homes while curing arrears over time.

Chapter 11 – For Businesses & High-Debt Individuals

Chapter 11 may apply if:

You own a business that needs to keep operating while debts are restructured
Your debts exceed Chapter 13 limits but you still need a reorganization plan

Contact Battle Law, PLLC Today

We know that overwhelming debt, foreclosure threats, or the aftermath of an auto accident can feel impossible to manage. Call 866-9BATTLE for a free consultation and let us fight for the compensation you deserve. At Battle Law, PLLC, we are committed to delivering justice and ensuring our clients receive the highest level of legal representation.

We Can Solve
All of Your Problems

If you’ve been injured, contact us 24 hours a day, 7 days a week to be directed to an experienced personal injury attorney to discuss your case.

The consulatation is free. And there is NO FEE UNLESS WE RECOVER. If you don’t get paid, then we don’t get paid.

Our attorneys have recovered millions for clients and average more than 10 years experience. We’ll take your case to court if we have to – but we won’t overcharge you if we don’t.